LGG Financial strives to provide clients not only with the best advice but with the best experience. We will travel to you, meet halfway, or, you can come to our office. We are able to provide personalized service for all of our clients and accommodate most of our client’s requests.
We take time to get to know you. By getting to know our clients, we are able to provide advice that will accommodate their lifestyle and make their plan personalized and easy to follow.
Being the biggest does not always mean being the best. We believe in keeping our firm small. Being small means fewer clients. Fewer clients allow us to build intimate relationships. These relationships are deep and lasting. Small means more time to focus on each client and their unique needs. Small means always working with Brian, Nancy and David. You are paying to work with us, not a revolving door of junior advisors.
For many advisors, growing a practice is a major focus. At LGG Financial, we recognize our clients do not pay us to grow our practice. Seminars, dinners, cold calling and mass mailings take up a lot of time. The time spent cultivating a marketing campaign takes away from time spent helping clients. We do not mass market. For over 20 years, we have grown our business through only referrals. We spend our time building relationships that help our clients meet and exceed their goals.
Markets tend to send constantly mixed signals. It is our job to try and decipher these signals. From time to time, slight deviations may be taken from the client’s prescribed allocation in order to take advantage of opportunities, or limit risk. We refer to this tweaking method as “tactical allocation”.
What has worked in the past may not always work in the present or future. LGG Financial constantly monitors each client’s investments. It is vital that each investment option performs as intended. With countless investment options to choose from, we find it important to utilize investments with the best performance and risk options.
We believe rebalancing a client’s portfolio is a crucial step in optimizing performance and staying within the client’s intended risk parameters. Rebalancing is a systematic process which forces us to reduce exposure to investments which have outperformed, and therefore, reinvest the proceeds in investments which have underperformed (due to market conditions). Additionally, the rebalancing process prevents each client’s portfolio from taking on either too much or not enough risk.